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Cold Hard Cash cover
Young Adults · Ages 14–17

Cold Hard Cash

by H. Kowitt

Age rating: Ages 14–17 · Young Adults

Age rating and Christian content guidance for parents.

First published 2003

This novel explores the challenges and temptations faced by a young person dealing with financial struggles and peer pressure.

Concern Level

20/ 100

Mild

Virtue Level

24/ 100

Present

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Things to consider

Sexual Content20

Some mild romantic tension and kissing occur between characters.

Violence / Gore10

Minor scuffles and arguments happen between characters.

Profanity / Language20

Some mild profanity like 'damn' or 'hell' may be present.

Blasphemy0

No blasphemous content is present.

Substance Use10

The temptation of easy money through illicit means is explored.

Suicide & Self-Harm0

No suicide or self-harm themes are present.

Scary / Disturbing0

No scary or horror elements are present.

Occult & Witchcraft0

No occult or witchcraft elements are included.

Sexuality & Gender Themes0

No LGBTQ+ themes are present.

Worldview & Spirituality20

The story focuses on secular solutions to problems.

Anti-God or Christian Portrayal0

No negative portrayals of God or Christians are present.

Virtues to celebrate

Courage & Sacrifice40

Characters show courage in facing difficult choices.

Faith & Hope10

Christian faith is not a significant element in the narrative.

Love & Friendship30

Some instances of loyalty and care for friends are shown.

Forgiveness & Redemption30

The story touches on learning from mistakes and consequences.

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